NMI is a white-label payment gateway resold by thousands of payment companies, which makes "where do I log in?" a genuinely confusing question. This guide answers it — and explains what the platform actually does.
NMI runs several products under one roof, each with its own login URL. Pick the one that matches your account.
The main gateway sign-in at nmi.com/logins, plus how to find your reseller's branded login.
Open guideWhere merchants reach Merchant Central to view transactions and run reports.
Open guideThe ISO/reseller portal for managing merchant accounts, residuals, and provisioning.
Open guideUSAePay is NMI-owned but separate — sign in at its own console, not nmi.com/logins.
Open guide
NMI (Network Merchants, Inc.) is a white-label payment gateway. It moves card transactions between a merchant's website, point-of-sale, or mobile app and the bank that settles the money — across more than 200 connected processors and acquirers.
Because NMI is sold under partners' own brands rather than directly, most merchants never see the name "NMI" on their statement — they see their reseller's. That is exactly why sign-in URLs vary so much from one NMI merchant to the next.
nmi.com/loginsThe same platform powers the gateway, the merchant dashboard, and NMI's second gateway brand.
The core product — tokenization, the Customer Vault, recurring billing, and processor-agnostic routing to 200+ acquirers.
Read moreThe reporting and Virtual Terminal dashboard merchants sign in to day to day to key transactions and pull reports.
Read moreNMI's other gateway brand, acquired in 2021 — a separate console with a strong API, same parent company.
Read moreOne gateway routes to 200+ processors, so a reseller can change acquirers without changing your software.
The Customer Vault stores cards as PCI-compliant tokens for card-on-file and recurring billing.
E-commerce, in-person EMV, and mobile run through one platform with unified reporting.
Velocity rules, AVS/CVV filtering, and the iSpyFraud screening layer are built in.
Subscription and installment scheduling against vaulted tokens, with retry logic.
Three-step and direct-post APIs plus SDKs for embedding payments in software and sites.
The questions merchants and partners ask most — short answers, with links to the full guides.
The NMI sign-in hub is nmi.com/logins. Because NMI is white-labelled, many merchants reach the same gateway through a branded URL their reseller provided. If your account came from a payment company rather than NMI directly, your login page may carry their name while running on NMI infrastructure. Our NMI login guide explains how to find yours.
NMI (Network Merchants, Inc.) is a payment-technology company that operates a white-label payment gateway. ISOs, software platforms, and merchants use it to accept card payments online, in person, and on mobile across 200+ connected processors. Founded in 2001, headquartered in Schaumburg, Illinois.
A gateway, not a processor. A processor (Fiserv, Worldpay, TSYS) clears funds with the card networks; the gateway captures, encrypts, tokenizes, and screens the card, then routes it to the processor. NMI is processor-agnostic, connecting to 200+ acquirers. See the gateway guide.
There is no single public price. NMI is sold through resellers who set their own pricing, so a merchant pays a monthly gateway fee plus a small per-transaction gateway fee on top of the processor's interchange-plus rate. Your statement itemizes the gateway line.
Because NMI is white-label. The payment company that sold you the account brands the sign-in screen with their own logo and colors, while the platform underneath is NMI's. This is normal — most NMI merchants never see the NMI name at all.
Check the welcome email from whoever set up your merchant account — the gateway URL is almost always there, and often on your processing statement too. A direct NMI account uses nmi.com/logins. If you can't find it, the reseller that onboarded you can re-send it.
USAePay is owned by NMI — acquired in 2021 — but runs as a separate brand with its own console. The NMI gateway proper signs in at nmi.com/logins. Same parent company, two distinct products and two distinct login URLs.
No. This is an independent reference. The official company website is nmi.com and the official sign-in hub is nmi.com/logins. We are not affiliated with, sponsored by, or endorsed by Network Merchants, Inc.